The Clovers

Ladies of various personality traits yet peculiarly similar, one may discover the interesting facts of each individual over time.

Shevy

Always stay positive as i believe Things Happen For A Good Reason. Cheers!

Wendy

Life is short, live your dream and wear your passion!

Tara

The dreams you dare to dream, really do come true

SF

When life's tough, remember you are T.O.U.G.H.E.R

Wednesday 25 December 2013

Simple make up tutorial

Well.. This is it! My first make up tutorial!
Although it's so simple yet it's fun =D
Hope you gals enjoy it <3

Click here @}~~~

http://youtu.be/AQgxm4lnQ_g

Thursday 12 December 2013

This is true love

You might scratch your head when you see these photos and think “Why is that guy wearing a pink tutu?” The answer is, in equal parts, ridiculous and heartwarming. You see, this is Bob Carey. Bob’s wife has cancer. She was diagnosed with it in 2003 and The Tutu Project (as it’s now officially called) began as a way for Bob to express himself and make his wife smile. Then, it turned into something much bigger.

You can support their incredible project by visiting this link.

To learn more about Bob, Linda and their brave battle against cancer, visit The Tutu Project’s website or donate to The Carey Foundation.

Share Bob’s awesome story with everyone you know.

What is your way of expressing your love to your love one?

Sunday 8 December 2013

A well-covered family is happy one

A well-covered family is happy one, you agree?


Click to read:

Saturday 7 December 2013

观念

如果让你小病一星期,
你会发现金钱不重要,
家人和身体最重要;
____________________

如果让你大病一个月,
你会发现金钱特重要,
身体和家人特特特重要;
____________________

如果让你大病半年,
估计你愿意放弃眼下一切的金钱和名利
去换回你认为重要的东西。
_____________________

遗憾的是,

这个世界大部分人都是好了伤疤忘了疼。
包括你我!
所以,当看到这段话的时候,
我更加坚定地知道

在生命中哪些人和事才是最重要的......

__________________

健康重在观念:

外国人:

用100块钱养生,
50块钱买保险,
10块钱看病,
1块钱抢救。

华人:

用1块钱养生,
10块钱吃药,
50块看病,
100块钱抢救。

大多数华人,在生命的最后1-2年,花光一生的积蓄,吃遍所有含大量副作用的西药。再多开几次刀,然后~~离去...




Sunday 10 November 2013

Cape Town, South Africa

It has been two months since the AIA Summit Convention in Cape Town, South Africa. It seems like just yesterday that I touched down in Changi Airport. It took me sometimes to sort out the photos and finally it is completed and ready to share :)

I was happy that I qualified for this convention, it was definitely a recognition of my hard work. And I'm glad that I had my dearie mum with me for this trip, I wanted to share my achievement with her :)

I joined AIA in 2011 as a Financial Consultant, the layman call us Insurance Agent. The general perception of people who don't understand the meaning of Insurance would see the Financial Consultant (or be it an Insurance Agent) as P-E-S-T! That was part of the reason it took me 6 months to consider 'To Be' or 'Not To Be', as I never want to be seen as a pest. Furthermore,  it was an important decision of changing my career path. Finally, I decided to step out from my comfort zone...

Ended my life as an office lady for 6 years, I started a new chapter with AIA. Till day, I have no regrets with my decision. It's definitely a fruitful journey. I'm a better person now, wiser and more matured. I feel grateful that I met all the kind soul thru the journey, and I'm glad that I have not been marked (or not that I know of) as a pest. 

Thanks AIA, my family, all my friends and clients for your continuos support and trust, and creating this amazing journey together with me. 


Cheers!     by Shevy

















Thursday 7 November 2013

“唤醒间脑,开启智慧之门” 讲座会

巨腾构想教育与理财精英队联手合办:

“唤醒间脑,开启智慧之门” 讲座会 - 入场免费!


-您还在为孩子学习时“前记后忘” 而痛苦吗?
-您还在为孩子的注意力不集中而烦恼吗?
-您还在为孩子做题时“脑筋转不过弯”而失望吗?
-您是否担忧如何让孩子的未来步伐优先于人?
-您是否已经开始为孩子筹备了未来的教育资金?
-您是否确定目前为孩子规划的教育计划精明与合理?

讲座内容包括:
1)金牌讲师介绍间脑秘密
2)学生们神奇的精彩表演
3)特别嘉宾理财专家教您如何规划孩子的教育基金
4)自由问答环节
5)免费领取家庭纪念照和小礼物一份

您知道吗?不开发右脑,让它永远沉睡不醒,是生命中最大资源浪费!没有精明计划和足够的资金让孩子得到更好的教育,是生命中的最大遗憾!给孩子一个学习机会,绝对是父母送给孩子最珍贵,最大份的礼物和骄傲!

右脑开发,资金筹备,宜早不宜迟!及早让“时间”为您筹备一切!

 入场免费!欢迎踊跃出席!

☎️咨询及报名电话:Cosar 8488 1882
                                  Tara 9091 4819
                                  Shevy 9276 5542
                                  Wendy 9424 0582

时间:早上10:30am - 1:30pm
日期:24 November 2013
地点:Blk 135, Jurong Gateway Road, #03-333/335, Singapore 600135 



Tuesday 5 November 2013

Uniquely Tuesday


T'was a rainy Tuesday, and any sort of rain tends to dampen my mood especially when I'm heading out at that time. That is, unless, there are no plans of going out THEN I'll be appreciative of the weather since I'll be well sheltered.

Anyway, my girlfriend and I made reservations at Tom Yum Kungfu for dinner. Can’t help but reminisce the good old times as we made our way towards the Thai Restaurant at Boat Quay.


Tom Yum Kungfu
16 Circular Road
Hours: Mon - Fri: 1130 - 1500
Mon - Fri: 1800 - 2230
Sat: 1800 - 2230
Tel: 65361646


We ordered the set for 2 with an additional side of Prawn Cakes. Was it too much, or just right? I think the amount was just right. We were filled to the brim by then. Enough to let my tummy out for a breather and just sink in the sofa for a good nap. Hahahaha..

After dinner, we decided to head towards Paulaner BräuhausSingapore. Since it was my first time going and GF said it's quite a cool place to visit, additional plus points to find Gerald and her other friends so off we went! 


An accident on the highway.
See what did I told you about rainy weather?!

So we reached Paulaner after a 10 minute drive... (sorry, no pictures taken of the place). 

Paulaner BräuhausSingapore
9 Raffles Boulevard
#01-01 Millenia Walk 
039596 Singapore
SINGAPORE
+65 6883 2572


5 glasses and we're defeated by redness!

Ending the entry with 2 lobsters....


Ciao!
- SF





Image isn't everything. Character is.

Ok, let's take a break, grab your coffee, tea or melody.. Have a good read!

We all have an idilic idea of where we want to be, who we want to be, and the life we want to live. What many are failing to realize is the arduous road filled with long hours and many a sacrifice, that has to be walked if our dream is going to be realized.

The dream may be sexy, but the true value lies in the journey. It’s in the journey that we create toughness, resilience, and character. It’s where we learn the value of a dollar, how to rise above our circumstances, and take care of our kin.

As our “profiles” become our story, instant gratification and vanity are replacing the most valuable gift we’re given; the right to earn.

5 Boring Characteristics You Need to Succeed

Image isn't everything. Character is.

Let your peers toil on Facebook in an endless attempt to show the world the ease of their lives, while you work. While you’re developing character that will bring you the success you crave, success that always exists at the end of a tough road, where the one who lasts is rewarded with riches, let them spend what they don’t have in an effort to please people they don’t like.

These 5 boring characteristics will bring you more happiness and meaning than any premature vacation ever can.

Consistency
Consistency is one of the least sexy characteristics a person can possess. In today’s society it’s even avoided. Spontaneity is king. Uncertainty is what we want because uncertainty is exciting.

We don’t want to know what we’re doing today, because if we know exactly how our days go, what’s there to look forward to?

Here’s the thing, anyone who’s ever had a mission in life worth working for understands that it’s consistency in their work that will help them create breakthroughs. It’s the consistency of our habits that will make or break our lives.

Consistency leads to creation creation.

If you consistently and persistently work towards a goal, you will outlast your failure. Failure is not only temporary, but it’s how we learn. Those who outlast their mini-failures will see success.

What to do: create consistency in your routine and daily life. If you have an audacious goal you’re working towards, work towards it everyday. Don’t take a day off.

Discipline
It’s discipline that makes dreams and audacious goals come true. In fact, nothing of value, be it a great body, or earning a million dollars, is possible without discipline.

The act of discipline is alone makes you a stronger, tougher, more resilient person.

Teddy Roosevelt probably said it best…

The one quality which sets one man apart from another – the key which lifts one to every aspiration while others are caught up in the mire of mediocrity – is not talent, formal education, nor intellectual brightness – it is self-discipline.

With self-discipline, all things are possible. Without it, even the simplest goal can seem like the impossible dream.

What to do: Be aware of what helps you and what hinders you. Work diligently on avoiding and removing those things that hurt you from your life.

Humility
Confidence, as it should be, is praised. Everyone needs confidence to be able to attempt the things that make them happy, but humility is just as valuable. It’s humility that helps you work harder because you’re aware of the work you still have to do.

It’s humility that keeps you learning, and arrogance that shuts your mind, and slows your evolution.

What to do: You aren’t perfect, nor will you ever be. Remain aware of where you come from, but also how far you’ve come up to this point, and how much further you still have to go.

Frugality
Instant gratification is becoming the way of the world. Our governments spend what they don’t have, just like we spend, buy, and vacation before we’ve earned what we want. Not surprisingly debt has never been higher. 

“Don’t buy things for yourself, invest in yourself.”

Too many are buying things in an effort to feel better about themselves. This feeling never lasts, however. If you instead invest in yourself, your business, and your personal growth, you’re going to improve, evolve, and expand. You’re going to improve.

What to do: Save your money. Don’t buy things you can’t afford, and don’t spend money on things, when you can invest money on your own future.

Ignorance
Ah, ignorance. So far as I’ve seen, it’s those who are ignorant of what can be done and what can’t, who usually do the things that others said can never be done.

You need a healthy dose of ignorance if you’re going to accomplish something great.

Napoleon Bonaparte was ignorant. As was Teddy Roosevelt. As was Robert E. Lee. Sure, they had humility, they worked hard, but they set out to do what others thought was impossible. And that’s a characteristic to be admired.

What to do: don’t deem something impossible simply because you, or someone else, has never done it before. And always be ignorant enough to do things even you think are impossible.

Combine the characteristics already mentioned, with ignorance as to what can and can’t be accomplished, and you’re well on your way to leaving a lasting imprint on this planet!

Article forwarded by Tara from somewhere she don't remember... Sorry :p

Monday 4 November 2013

It's your choice!

Facing your FEAR(s).
What will you choose?

Forget Everything And Run
or
Face Everything And Rise?


Sunday 3 November 2013

Chinese herbal emperor chicken




This is one of the dishes that I'm most familiar with. Besides fried rice, spaghetti, my signature black pepper fish and whatnot, this is the easiest to prepare and serve for your loved ones. Most Chinese will be familiar with this dish, the Herbal Emperor Chicken. However, I'm unable to provide the exact ingredients as the lady from the Medical Hall usually wrap the herbs up and hand it over. Lol.. It's not that I'm unwilling to share! However, I used to follow this recipe I found online:




Ingredients:
  • 1 Chicken, cleaned
  • 500ml Water (adjust accordingly to your preference)
  • Salt to taste
Assorted Herbs in approximate weight:
  • 24g Huai Shan 淮山 (Radix Dioscoreae Oppositae)
  • 18g Dang Shen 党参 (Codonopsis Pilosulae)
  • 16g Yu Zhu 玉竹 (Solomon's Seal Rhizome)
  • 22g Long Yan Gan 龙眼干 (Dried Longan)
  • 10g Gou Qi Zi 枸杞子 (Wolfberries)
  • 6 Hong Zao 红枣 (Red Dates)
  • 3g Chuan Gong 川芎 (Szechwan Lovage Rhizome)
  • 5g Tang Gui 当归 (Angelica Sinensis)
  • 15g Bei Qi 北芪 (Astragalus Membranaceus)

I'll steam the chicken for approximately 2 hours before serving. If you're worried that the soup may taste bland, you can start off with just a cup of water. 


Uhhh...... yes, I am sure.

I remember chopping the head off the chicken for the very first time -- I was shaking real badly and flung the head towards the basin after it was detached from it's body. No it wasn't the end. Non-stop apologizing to the chicken, I almost screamed after pulling it's feet out from it's a$s. Really, I almost died on the spot and was reluctant to touch any meat for a week or two after that. Yes, it WAS that bad. 



Ok I digress. The herbs are really good at nourishing your body so do try it out if you have the time. 
Good luck! 


Ciao!
- SF







First (Halloween) entry!



Surprise surprise! Don't shut me off.... I'm not that scary actually. It was the week of Halloween - where my girls and I dressed up for the event located at Dream, Clarke Quay. It was either dress up or doll up, which was the latter for us. Tara, Shevy and I decided to experiment with our faces for Halloween for the first time (not sure if we'll do it again). So what do you think? Do I look like a living dead? Frankly speaking I'm not too sure myself. I guess I look more of a sleep-deprived joker with visible darlie-white teeth rather than a skeleton head. Should have drawn me smiling instead, no?


My partner-in-crime!
(Before she devoured some nasty beings and forgot to wipe the stains off her mouth)


Wendy, the sleep-deprived Joker, Shevy and Tara...


And a vampire slayer (I conclude)

I have to be honest, the party wasn't that exciting. I was anticipating for more, given that we were participating in Halloween for the first time. Meh.... Shevy, Tara and I ended up entertaining ourselves by watching some Geisha getting high with booze. Lol!  

Anywho, just in case if you're wondering how I look like............ as a human being.


Pardon my spastic face.

Ciao!
- SF




Friday 25 October 2013

Be yourself



What is the biggest mistake people made in their life? 
Answer: For not being themselves.

Taking your hair down and being completely frank. You are something new in this world. Be glad of it. Make the most of what nature gave you. You can sing only what you are. You can paint only what you are. You must be what you experiences, your environment, and your heredity have made you. For better for worse, you must cultivate your own little garden. For better or for worse, you must play your own little instrument in the orchestra of life. 

No matter what happens, always be yourself. 

To cultivate a mental attitude that will bring us peace and freedom, remember...

Let's not imitate others.
Let's find ourselves and be ourselves.

- Dale Carnegie

By Tara

Wednesday 23 October 2013

Top monthly salary industries in Singapore

Ever wonder you are being paid fairly, or ever question if your current industry will take you further?  According to the MOM yearly wages report 2011, financial services industry pays the highest gross salary across management, profession, associate and clerical support level.

Professional services such as lawyer, lecturer, general physician are among the second highest paid job. 

The study based on age 35-39 which is usually the peak of the individual career life. 

Source. Ministry of Man Power

The second graph compared the top 5 and bottom 5 salary paid jobs in different industries. 



After seeing the national wide average , are you on the right track of your career? If not, how to change the runway or supplement your income to keep pace with other players and not lag behind? 

Email us, and we will be able to help and provide you with more information :)

Tuesday 22 October 2013

Waterproof Camera!

Going to Phuket, water sports is a must! I'll be planning a Phuket trip next month, so excited! Heard there's a lot of things to do over there. 
As we will be going snorkeling and all, I guess I would need a waterproof camera. So I try my luck searching in Qoo10 & true enough, I managed to find a cheap waterproof camera which cost only $7.99! 


It took only 2 days to arrive which was rather fast. It was well bubble wrap by the seller. 
The deepest it could go is up to 3m deep. But anyway I'll be only be going snorkeling, so it's more than enough. 
There are many colors to choose from, but I take the white one instead as it look simple and nice with my favorite pink casing.  
Guess I would need to buy the film to use it. Gosh, how many years have we not been using film? 
I shall update more photos using this camera to see the effects next month. Hopefully I'm able to take nice coral pics underwater. And beautiful scenery. 

By Wendy